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Straight answers for people who get paid without withholding.

All postsProductReal estateAccountantsMileageCompareRetirementSE taxEstimated taxS-corpSchedule C

5 posts

The money is owed.
Keep it apart.
Product·Sep 26, 2026

Where to keep your tax reserve: your bank, or ExactSplit Wallet

The reserve only works if the money is somewhere you do not spend from. For most people that is a savings account at their own bank. For people who want it inside ExactSplit, there is now an optional wallet. Here is how the two compare, honestly.

Your balance is not
your money.
Product·Aug 5, 2026

Safe to pay yourself: the number nobody gives sole proprietors

An employee gets a paycheck that is already net of tax. A sole proprietor gets a balance, and has to work out for themselves how much of it is really theirs. Here is how we compute that figure, what goes into it, and why the obvious shortcuts are wrong.

We say move it.
You move it.
Product·Jul 6, 2026

Why we suggest transfers but never move your money

The gap between knowing what to set aside and actually doing it is where most tax reserves fail. Here is how approved reserve transfers close that gap without a payment rail, why we drew the line there, and what it would take to move it.

A number.
Show the rule.
Product·May 18, 2026

Why a tax estimate you cannot see is a liability, not a feature

Every app shows a quarterly number. Almost none show the rule that produced it. Here is what that hides, and what a calculation you can check looks like.

It answers.
It never advises.
Product·May 8, 2026

Ask your books: what the assistant will answer, and what it refuses

A chat surface over your own transactions that never does arithmetic and never gives advice. Here is why both limits are the point.